Surfboard Payments Rolls Out Tap to Pay on iPhone to Four More Countries
Surfboard Payments enables businesses in Ireland, Estonia, Latvia, and Lithuania to accept contactless payments with just an iPhone and CheckoutX app.
An easy, secure and private way to accept contactless payments with only an iPhone and the CheckoutX iOS app, no additional hardware needed
October 28, 2025 — Today, Surfboard Payments enables businesses in Ireland, Estonia, Latvia, and Lithuania to seamlessly and securely accept all forms of in-person contactless payments with Tap to Pay on iPhone, including contactless credit and debit cards, Apple Pay, and other digital wallets, using only an iPhone and the CheckoutX app — no additional hardware or payment terminal needed. Surfboard Payments has now enabled Tap to Pay on iPhone in 10 European countries, including previously launched Sweden, Finland, Denmark, Norway, the UK, and France.
Using Tap to Pay on iPhone is easy, secure and private. At checkout, the merchant will simply prompt the customer to hold their contactless payment method near the merchant’s iPhone, and the payment will be securely completed using NFC technology. Tap to Pay on iPhone also supports PIN entry, which includes accessibility options.
Apple’s Tap to Pay on iPhone technology uses the built-in features of iPhone to keep business and customer data private and secure. When a payment is processed, Apple doesn’t store card numbers or transaction information on the device or on Apple servers, so customers can rest assured that their data stays theirs.*
Expanding Tap to Pay on iPhone to Ireland, Estonia, Latvia and Lithuania shows the strength of our architecture
For partners, Surfboard’s partner‑first, API‑driven platform makes it straightforward to embed Tap to Pay on iPhone and roll it out across their merchant base with no complex rollouts. For merchants, getting started takes minutes with the CheckoutX app, enabling a smooth, fast checkout at the counter, at the table, or on the go.
Sreeram Balamurugan, System Architect at Surfboard Payments, said: “Expanding Tap to Pay on iPhone to Ireland, Estonia, Latvia and Lithuania shows the strength of our architecture: one modern API that scales geography-by-geography (all at the click of a button) without added complexity. Our multi-cloud platform handles routing, onboarding and updates behind the scenes so partners can light up new markets faster, while merchants accept payments easier than ever.”
Tap to Pay on iPhone enables Surfboard Payments customers to use a contactless payment acceptance solution that is easy to set up and use. Merchants using an iPhone XS or later, running the latest version of iOS, can start accepting contactless payments with Tap to Pay on iPhone within minutes through the CheckoutX app from the Apple App Store.
About Surfboard Payments
Surfboard Payments is a pioneering paytech company known for its innovation and excellence in the payment industry. Operating under the auspices of the Swedish Financial Supervisory Authority, Surfboard Payments offers a comprehensive payment platform for both card-present and online payments. Our solutions are designed to rethink the payment experience, offering value to partners, merchants, consumers, and payment institutes worldwide.
*Encrypted card numbers are temporarily stored on iPhone only for transactions made in Store and Forward mode.
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