CheckoutX - Accept payments everywhere

Empower Your Merchants with a Branded SoftPOS app

CheckoutX is our white-label SoftPOS (Software Point of Sale) app that turns any NFC-enabled device into a powerful contactless payment terminal. Designed for ISVs, financial institutions, and large enterprises, CheckoutX enables you to offer your merchants a seamless payment solution under your brand, without the hassle of maintaining or developing the technology.

Why offer CheckoutX to your merchants?

Transform Any NFC-Enabled Device: Turn your merchants' existing NFC-enabled devices into fully functioning payment terminals. No additional hardware is needed which enables faster deployments, reduced costs, and a flexible solution for any business setting.
Accept Multiple Payment Methods: CheckoutX allows your merchants to accept payments from Contactless credit and debit cards (Visa, Mastercard, American Express, etc.), Digital wallets, such as Apple Pay, Google Pay, and Samsung Pay and alternative payment methods such as Klarna.
Complete White-Label Branding: With CheckoutX, your merchants will see your brand — not ours. Offer a fully branded experience that aligns with your existing identity, allowing your merchants to trust the solution as part of your ecosystem.
No Maintenance Burden: We handle all the updates, security patches, and feature enhancements for CheckoutX. This means no technical maintenance from your side, allowing you to focus on scaling your offerings.

Read the Developer docs »

Packed with huge benefits

Ideal for Merchants on the Move: Whether your merchants run pop-up stores, food trucks, delivery services, or need to take payments in various locations, CheckoutX gives them the freedom to accept payments wherever they go. By turning any smartphone or tablet into a payment terminal, your merchants can meet their customers wherever they are, enabling them to capture more sales opportunities and offer better customer experiences.
Effortless Expansion of Payment Terminals: For businesses that need to quickly expand their payment terminal fleet - whether for seasonal peaks, special events, or scaling to new locations — CheckoutX offers the ultimate flexibility. Merchants can easily add new devices to their fleet by using any NFC-enabled device they already have, ensuring they're always equipped to handle increased transaction volumes without the need for traditional hardware investments.
A Reliable Backup Solution: No business can afford downtime, and with CheckoutX, your merchants won't have to. If their primary terminal or POS fails, CheckoutX provides a seamless backup solution. Allow your merchants to continue processing payments without disruption, ensuring business continuity and customer satisfaction.

Guide: How to integrate CheckoutX »

Included in the worlds fastest SoftPOS solution

Blazing-fast transactions

Complete a card transaction on an NFC-enabled Android device in way under 3 seconds.

No devlopment needed

You can have you POS as an app or even in the web, then just switch over to CheckoutX during the payment and we will take care of the rest.

Activate tips

Let your merchants receive tips from their customers directly in the app. Easily activated through the API or their Merchant Portal.

Multiple payment methods

With CheckoutX you can accept all major card brands, mobile payments, local schemes like Swish and buy now, pay later such as Klarna. All of them easily activated through the API or Merchant Portal.

Your brand, your way

Customize the CheckoutX app with your logo and colors to make it feel like your own. The app is designed to be a part of your brand, not ours.

Digital receipts

You can choose to use our Digital Receipt Host, or you can use your own. The choice is yours. Our digital receipts can be sent via SMS, or email and accessed through the Merchant Portal.

Perfect for merchants on the move

CheckoutX is perfect for merchants on the move. As a handheld payment terminal, it can be used anywhere, anytime. It is the perfect solution for pop-up shops, markets, restaurants, food trucks, and more.

Key capabilities

First of all, you need an integration capable of initiating API calls to Surfboard. After that, you can enjoy these features:

Multiple payment methods
Processing contactless payments
Display digital receipts
Brand customization options - Logo personalization

The checkout solution for handheld devices is also delivered as an SDK, without the need for the pre-built CheckoutX. However, CheckoutX lets you ship and go to market with your merchants in a much faster way.

Read more in our knowledge hub »

Let us show you CheckoutX in action

CheckoutX: Compatible devices

Any Android smartphone

A true SoftPOS solution, with no need for any extra hardware. Just plug and play

Zebra devices

Convert the handheld computer into a fully functioning payment terminal

SurfTouch

Our small Android payment terminal with touchscreen and a barcode scanner

More about SurfTouch »

SurfPrint

Our handheld terminal with printer attached, perfect for table service

More about SurfPrint »

Supported Payment Methods

Here are the payment methods we support across our platform:

Everything starts with an order

Here is an overview of how CheckoutX works:

Your merchant creates an order using the Orders API.
You initiate a new payment using the Payments API.
The CheckoutX shows an idle screen that waits for you to initiate the payment.
When the payment is initiated by the merchant from your system, the CheckoutX app will switch to process a card payment. When the customer taps the card and enters PIN, CheckoutX reads the card details for processing. We then process the payment and return the payment status along with the receipt details from CheckoutX to your system.
During the payment, merchants can also check for payment status if you implement the Check Payment Status API.

Check out the Developer portal »

                        
//Create new order
import axios from "axios"
const data = JSON.stringify(     
  {
  	"terminal$id": "813bee989f08500405",
  	"type": "purchase",
  	"orderLines": [
  		{
  			"id": "1234",
  			"name": "Bucket hat",
  			"quantity": 1,
  			"itemAmount": {
  				"total": 2000,
  				"currency": "SEK",
  				"tax": [ { "amount": 500, "percentage": 25, "type": "vat" } ]
  			}
  		}
  	],
  	"totalOrderAmount": {
  		"total": 2000, "currency": "SEK", "tax": [ { "amount": 500, "percentage": 25, "type": "vat" } ]
  	}
  })
const response = await axios({ 
  url: "YOUR_API_URL/orders",
  port: 3005,
  data,
  method: "POST",
  headers: {
    "Content-Type": "application/json",
    "API-KEY": "YOUR_API_KEY",
    "API-SECRET": "YOUR_API_SECRET"
  }
})

Ready to check out that CheckoutX?

If you are interested in exploring our cloud-based payment solutions and the CheckoutX for handheld payments, please get in touch with us and we'll schedule a call.

Get in touch with us »