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Surfboard Payments Obtains Swedish Payment Institution License

1 min read

Surfboard Payments AB, a Stockholm-based company specializing in developing software-based payment solutions, announces the acceptance of a Payment Institution (PI) license courtesy of the Swedish Financial Supervisory Authority (FSA). The news comes at the perfect time as the startup only just recently launched a limited edition of their highly anticipated payment terminal app, Surfpay, to the public.

Surfboard Payments has had an eventful month, starting off with their success at the Breakit Future of Transactions event in Stockholm where they showcased their products alongside powerhouse Google Cloud, followed by the public launch of their payment app Surfpay, hitting the Swedish market; Now the company has announced that the Swedish FSA has granted them a license to fully act as a Payment Institution.

The Swedish Financial Supervisory Authority (FSA) is responsible for regulations, authorisations and supervision of all financial markets and their participants within the country. The Payment Institution (PI) license can, among other things, grant companies the right to act as a payment service provider; thus allowing the execution of card and account-based transactions. A PI license can give the opportunity to companies to passport their payment services to other countries around the European Union.

Surfboard Payments currently has two payment solutions set for rollout in the Swedish market. One is an in-store check-out experience program called Surfpay Connect. The program allows an Independent Software Vendor (ISV) partner to connect card-present terminals in 15 minutes.

Additionally, the company has also just launched a limited version of their highly anticipated tap to phone app, Surfpay, which benefits from the Swedish FSA decision. The current version of Surfpay utilizes Swish to complete quick and easy transactions. It includes a consolidated payment history function as well as a group feature to include multiple users. The full version of Surfpay is set to launch later this year and will act as an independent payment terminal accessible via mobile device. It works by leveraging the NFC chip found on the back of smartphones to enable contactless card transactions. The limited version of the app is currently available for download on the Google Play Store.

This is a major milestone for Surfboard Payments. The Swedish FSA granting them a PI License will aid the startup going forward as they continue their mission in offering payment solutions to merchants and business owners across Sweden.

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🇸🇪 Read the press release in Swedish here »

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Checkout our products

Take a look at our products which includes both hardware-, and software-based payment solutions

SurfTouch

Hardware terminal

Our all-in-one handheld smart terminal device with scanner. Possible to mount in the countertop with a charger stand

SurfPrint

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Our all-in-one handheld smart terminal device with scanner and printer. Good fit for restaurants, cafés, and bars

SurfPad

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With a physical keypad. Perfect as a card terminal replacement, or paired with a customer-facing tablet screen

SurfAlone

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Our unattended payment terminal is designed to seamlessly integrate EV chargers, vending machines, public transport, and beyond.

SurfXpress

SoftPOS

Our 22-inch SoftPOS Android tablet for self-checkout and customer-facing payments.

CheckoutX

Payment application

Our SoftPOS solution is for any Android smartphone, with no extra hardware needed. Can also be used as backup

CheckoutPro

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The customer-facing screen for multiple payment methods, loyalty, and campaigns. To be accompanied by the SurfPad

CheckoutOnline

Online Payments

Pre-built checkout page through link or SDK for your webshop or app