Payment Methods
Enable and disable payment methods for your merchants. Manage core methods, activate additional payment options like Klarna, Swish, and Vipps.
Overview
Payment Methods management allows you to control which payment options are available for each merchant. You can activate additional payment methods with a single click — no separate agreements needed for most methods since the flow goes through Surfboard.
Accessing Payment Methods
Navigate to a merchant’s detail page and click the Payment Methods tab.
Core Methods
These methods are always available and cannot be deactivated:
| Method | Description |
|---|---|
| CPOC | SoftPOS — accept contactless payments on a smartphone |
| CASH | Cash payment recording |
| CARD | Standard card payments (Visa, Mastercard, etc.) |
Each core method shows its activation status and payment method ID.
Additional Payment Methods
These methods can be activated or deactivated per merchant:
Available Methods
| Method | Description |
|---|---|
| Klarna | Buy Now, Pay Later and invoice payments |
| American Express | Amex card acceptance |
| Vipps | Norwegian mobile payment (where available) |
| Swish | Swedish mobile payment |
| MobilePay | Danish/Finnish mobile payment |
| Account to Account | Direct bank-to-bank payments |
Availability States
Each additional payment method shows one of three states:
- Active (green badge) — the method is enabled and ready for use
- Ready to activate — the method is available for your partner configuration and can be activated
- Not available for your partner configuration — the method hasn’t been enabled for your partner account (contact Surfboard to enable)
Activating a Payment Method
- Find the payment method you want to enable
- Verify it shows “Ready to activate”
- Click + Activate
- The method will be activated and assigned a payment method ID
For some methods (like American Express or Klarna), additional configuration may be required during activation.
Deactivating a Payment Method
- Find the active payment method
- Click Deactivate
- Confirm the deactivation
Note: Core methods (CASH, CPOC, CARD) cannot be deactivated.
Payment Method Details
When a method is active, you can see:
- Payment Method ID — unique identifier for the activated method
- Status — current activation status
- Method type — the payment method category
Supported Payment Methods
The full list of payment methods that may be available depending on your configuration:
- Visa, Mastercard, Maestro
- American Express
- Apple Pay, Google Pay
- Klarna
- Swish (SSWISH, NSWISH variants)
- Vipps
- MobilePay
- Trustly
- Account to Account
- B2B Invoice
- Gift Cards
- Cash
The specific methods available to your partner account depend on your agreement with Surfboard Payments and the countries you operate in.