BNPL & invoice
B2B Invoice
Net 30 / Net 60 invoicing for business buyers
Issue invoices on standard business payment terms — a default expectation for B2B procurement.
About B2B Invoice
B2B buyers expect invoices on standard payment terms (typically Net 30 or Net 60), not card transactions. Surfboard's invoice payment method covers the full lifecycle — issuing the invoice, distribution by email or e-invoice, configurable due dates, automated reminders, and integration with debt-collection partners when payments go past due. Frees the merchant from managing card limits, chargebacks, or per-transaction interchange on large B2B sales.
When to enable B2B Invoice
Mandatory for any merchant with meaningful B2B sales. Most business buyers either cannot or will not pay by card for purchases above a few hundred euros — they require an invoice.
Customer base
Business buyers. Procurement teams, finance departments, professional services clients, and wholesale customers.
What merchants build with B2B Invoice
Common use cases where partners and merchants enable this method through Surfboard.
Wholesale and trade catalogs
Professional services and consulting
B2B SaaS billing
Industrial and equipment sales
Public-sector and government procurement
How to accept B2B Invoice on Surfboard
B2B Invoice runs on the same Payment Methods system as every other method on Surfboard. Enable it per merchant, store, or terminal — through the portal or the API, no re-deployment required.
Enable in the portal or via API
Partners flip B2B Invoice on for their merchants in the Partner Portal, merchants enable it for their own stores in the Merchant Portal, and developers can do the same programmatically through the Payment Methods API. Surfboard handles scheme registration where required.
Available everywhere
Becomes available immediately on the channels B2B Invoice supports — in-store terminals, online checkout, SoftPOS, and unattended where applicable.
One settlement
B2B Invoice transactions roll into the same settlement reports as every other payment method on the platform — no separate reconciliation pipeline.
