Global card schemes
Mastercard
The global card scheme accepted in 210+ countries
Mastercard credit, debit, and prepaid cards are accepted on every Surfboard channel — in-store, online, SoftPOS, and unattended.
About Mastercard
Mastercard is one of the two dominant global card schemes. Acceptance is non-negotiable for any merchant operating in Europe, North America, or globally. Surfboard supports Mastercard credit, debit, prepaid, and commercial cards across every channel through one integration.
When to enable Mastercard
Default acceptance for any merchant. Without Mastercard, a meaningful share of consumers can't transact at all.
Customer base
Every consumer segment. Mastercard issues across credit, debit, and prepaid product lines — covering teens to corporates.
What merchants build with Mastercard
Common use cases where partners and merchants enable this method through Surfboard.
Standard in-store card-present payments
Online card-not-present checkout with 3DS
Mobile wallet provisioning (Apple Pay / Google Pay)
Recurring billing with network tokens
Cross-border commerce with DCC support
How to accept Mastercard on Surfboard
Mastercard runs on the same Payment Methods system as every other method on Surfboard. Enable it per merchant, store, or terminal — through the portal or the API, no re-deployment required.
Enable in the portal or via API
Partners flip Mastercard on for their merchants in the Partner Portal, merchants enable it for their own stores in the Merchant Portal, and developers can do the same programmatically through the Payment Methods API. Surfboard handles scheme registration where required.
Available everywhere
Becomes available immediately on the channels Mastercard supports — in-store terminals, online checkout, SoftPOS, and unattended where applicable.
One settlement
Mastercard transactions roll into the same settlement reports as every other payment method on the platform — no separate reconciliation pipeline.
