Account-to-account
MobilePay
Denmark's and Finland's mobile payment standard
Accept MobilePay on Surfboard for the dominant mobile payment method in Denmark and Finland.
About MobilePay
MobilePay is the leading mobile payment app in Denmark and a major player in Finland. In 2022 MobilePay merged with Norway's Vipps to form the Vipps MobilePay group, but the consumer-facing brand remains MobilePay in DK and FI. Adoption is near-universal among Danish adults. Surfboard supports MobilePay for in-store and online checkout in DK and FI.
When to enable MobilePay
Mandatory for any merchant operating in Denmark or Finland. MobilePay is the default expectation for both online and small in-store transactions.
Customer base
Danish and Finnish consumers. In Denmark over 90% of the adult population uses MobilePay regularly.
What merchants build with MobilePay
Common use cases where partners and merchants enable this method through Surfboard.
Online checkout for Danish and Finnish e-commerce
Small-value in-store transactions
Peer-style payments at events and markets
Subscription and recurring billing
QR-based payments at unattended kiosks
How to accept MobilePay on Surfboard
MobilePay runs on the same Payment Methods system as every other method on Surfboard. Enable it per merchant, store, or terminal — through the portal or the API, no re-deployment required.
Enable in the portal or via API
Partners flip MobilePay on for their merchants in the Partner Portal, merchants enable it for their own stores in the Merchant Portal, and developers can do the same programmatically through the Payment Methods API. Surfboard handles scheme registration where required.
Available everywhere
Becomes available immediately on the channels MobilePay supports — in-store terminals, online checkout, SoftPOS, and unattended where applicable.
One settlement
MobilePay transactions roll into the same settlement reports as every other payment method on the platform — no separate reconciliation pipeline.
