Global card schemes
Visa
The world's largest card scheme
Visa credit, debit, and prepaid cards processed on Surfboard infrastructure across in-store, online, SoftPOS, and unattended.
About Visa
Visa is the largest card scheme by volume worldwide. Like Mastercard, it's a baseline expectation for any merchant. Surfboard handles Visa credit, debit, prepaid, and commercial cards across every channel — including Visa Direct payouts where supported.
When to enable Visa
Default acceptance for any merchant. Visa typically represents the largest share of card transactions in most European markets.
Customer base
Every consumer segment. Visa issues across the same credit / debit / prepaid product lines as Mastercard.
What merchants build with Visa
Common use cases where partners and merchants enable this method through Surfboard.
Standard in-store card-present payments
Online card-not-present checkout with 3DS
Mobile wallet provisioning (Apple Pay / Google Pay)
Recurring billing with network tokens
Cross-border commerce with DCC support
How to accept Visa on Surfboard
Visa runs on the same Payment Methods system as every other method on Surfboard. Enable it per merchant, store, or terminal — through the portal or the API, no re-deployment required.
Enable in the portal or via API
Partners flip Visa on for their merchants in the Partner Portal, merchants enable it for their own stores in the Merchant Portal, and developers can do the same programmatically through the Payment Methods API. Surfboard handles scheme registration where required.
Available everywhere
Becomes available immediately on the channels Visa supports — in-store terminals, online checkout, SoftPOS, and unattended where applicable.
One settlement
Visa transactions roll into the same settlement reports as every other payment method on the platform — no separate reconciliation pipeline.
